Regarded as a reference view of risk and relied upon by the world’s leading insurers for billions of dollars of risk decisions, Moody's RMS solutions help the industry move forward with confidence.
Consistent Organizational View
Improve decision-making, underwriting, and capital management with a consistent, company-wide view from risk selection to risk transfer.
Gain access to the industry’s best catastrophe risk insights across a global, multi-peril model suite to drive profitable portfolio growth.
Own View of Risk
Build and apply your view of risk to ensure you are underwriting according to your risk appetite and capital guidelines.
Comprehensive Solutions Suite
With a range of solutions created for many advanced industry uses, discover specialized insurance applications, exposure management, and expansive modeling capabilities, all powered by a platform purpose-built for the needs of insurers.
Superior Data Handling
Our solutions are designed to accept data of all resolutions and quality. Data can also be scored, enhanced, or disaggregated using sophisticated techniques.
Rapid Portfolio Rollup
Intelligent Risk Platform™ enables you to roll up your portfolios from across the organization to ensure you know your organizational position quickly and accurately.
Moody's RMS delivers the analytics you need to make quick, confident decisions from the point of underwriting to pricing, binding, and marginal risk impacts.
Superior Financial Modeling
Our financial model faithfully implements all structures, from simple policy terms to complex insurance and reinsurance structures, ensuring you know your financial position.
Our insurance solutions are backed by industry-leading documentation, regulatory, and product/client success support to ensure you can focus on your priorities.
Customer Success Story: Risk-Based Pricing and Improved Risk Selection
Leading non-life insurer wanted to expand its position in the flood insurance market. The insurer recognized that it needed to enhance analytical and modeling capabilities to support this growth and chose to adopt Moody's RMS Risk Modeler and the Europe Inland Flood HD Models.
Customer Success Story: Improved Cyber Risk Assessments
A global insurer wanted to better understand what factors were driving their cyber losses. They had previously developed an in-house model, but critical firmographics were not captured and the missing data made it difficult to generate reliable results. The insurer also wanted a single view of cyber risk across their insurance and reinsurance books so they could enhance their cyber risk strategy.
Read how leveraging Moody's RMS Cyber solutions improved risk selection and portfolio management.
Customer Success Story: Single View of Risk
U.S. P&C insurer wanted to improve risk selection and underwriting processes. The company selected Risk Modeler™ to access, evaluate, compare, and deploy all Moody's RMS catastrophe models using a single modeling application to create an on-demand view of risk that could be used at the point of underwriting.
Read how the Risk Modeler can facilitate informed risk decisions.
How Moody's RMS is Raising the Bar in Catastrophe Modeling
In order to help our customers outperform their competition, Moody's RMS is on a continuous quest to build high-quality models using the best available data, science, people, and technology. For more than 30 years, that has been a specialty of Moody's RMS. Our approach makes all the difference.
Learn about catastrophe modeling and the latest advances in Modeling.
Learn More About the Intelligent Risk Platform
Building on over 30 years of experience, Moody's RMS provides a range of global catastrophe management solutions designed for insurers, including catastrophe modeling, exposure management, and insurance underwriting. These solutions are driven by the power of the Intelligent Risk Platform™.
When Uncertainty is Constant You Can Be Prepared
As a proven leader in catastrophe risk management, we help customers outperform. Uncertainty and risk portfolio management are now inseparable. You need the highest level of confidence in your models and analytics to improve your business decisions and outcomes. It’s now absolutely vital to invest in a partner with the vision, ability, and commitment to prepare you for the unexpected.
Access Granted – One App That Lets Underwriters Have The Control
Quality property underwriting decisions require a complete view of the risk being written. Yet gaining that view at the individual location level is often resource intensive, time consuming, requires supplementary data, and is based upon information inconsistent with model data at the portfolio level.
Quantify both affirmative and silent cyber risk to take advantage of market opportunity with the Moody's RMS probabilistic cyber catastrophe risk model.
Leverage unprecedented detail on loss outcome ranges for U.S. locations or portfolios to better manage and price wildfire risk.
Identify suitable risks, implement refined underwriting guidelines, manage exposure accumulations, and design profitable growth strategies related to flood risk.
Get the most informed view of earthquake risk possible with comprehensive coverage of seismically active regions across five continents.
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