Understand Risk and Return
Swiftly analyze insurance-linked securities (ILS) as soon as they come to market and explore the associated risk to your entire portfolio.
Invest with confidence using the latest view of industry risk, backed by world-class data and model methodologies.
Gain Competitive Edge
Optimize investments with the most trusted view of risk, whether structuring a transaction or trading securities during an ongoing catastrophic event.
Structure Complex Risks
Use best-available analytics to structure even the most complex transactions, including parametric transactions.
While catastrophes are unpreventable, their effects can be managed through the right risk-mitigation decisions, physical protections, and cutting-edge data and science. See how Moody's RMS advanced modeling techniques enable individuals, companies, and governments to quantify and reduce their risk with confidence.
Underwrite and Manage ILS Portfolios
Fast and intuitive ILS structuring and portfolio management are now available through an online, cloud-powered solution with a fully documented API.
Design Simple, Elegant Parametric Solutions
Use the online parametric structuring tool Cat in a Box (CIAB) or leverage the technical expertise of the Moody's RMS ILS team through a services arrangement to access global model IP.
Outsource Investor Analytics
Reduce the total cost of ownership with a tailored outsourcing service from pricing to portfolio management and reporting.
An Expert Team That Understands the Market
Leverage the largest, most experienced insurance-linked securities team in the market today, with a deep understanding of investor needs and goals developed through strong relationships with global reinsurers, specialist catastrophe, pension, and hedge fund managers.
Gather essential catastrophe risk management insights for competitive portfolio management as alternative capital markets reach an all-time high.
Intelligent Risk Platform
The Moody's RMS Intelligent Risk Platform™ is an unified risk analytics platform purpose-built for the needs of the global risk landscape.
Moody's RMS HWind provides observation-based tropical cyclone data for real-time and historical events in the Atlantic, East Pacific, and Central Pacific Basins.
Sierra Ltd. – Parametric Mortgage Risk Transfer
Earthquake can lead to widespread mortgage defaults. As borrowers hand back keys for destroyed properties, lenders are left with no possibility to recover their losses. Moody's RMS analytics and expertise on parametric risk transfer enabled a large investor in U.S. mortgage-related securities to transfer a layer of this risk to the capital markets, through a first-of-its-kind catastrophe bond issuance, Sierra Ltd.
Cape Lookout Re Ltd. – U.S. Indemnity Transaction
When the North Carolina Insurance Underwriting Association (NCIUA) was seeking indemnity cover for U.S. windstorm and convective storm, it turned to the capital markets and the support of Moody's RMS to provide analytics for two separate transactions, totaling $550 million in protection.
Upon its inception, Tangency entered into an outsourcing arrangement with Moody's RMS where pricing and portfolio analytics would be conducted by the ILS team. This enabled Tangency to focus on risk origination and raising capital until the assets under management (AUM) was sufficient to support a full Miu license. The relationship was a success and Tangency now has over $400 million AUM.
Swiss Re Chooses Moody's RMS for Pandemic Risk
Moody's RMS was selected by Swiss Re for the 2020 reissuance of its excess mortality bond (‘Matterhorn’). Moody's RMS models provided in-depth insights into the risk of extreme mortality from a variety of perils, most notably pandemics and terror attacks. The bond was well-received by investors, taking Swiss Re’s protection from the Matterhorn program to US$855 million.
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