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Insurance Solutions

Formerly Moody’s RMS

As you may have noticed, RMS.com has a new look and new features. The new site is aimed at delivering the full range of information you need – everything from our products and services, to the latest research and perspectives on industry hot topics, to recent goings-on at RMS.

A few things we hope you’ll get from the new RMS.com:

  • A better understanding of our products and services
    The new RMS.com is designed with you in mind. It features a clearer articulation of RMS products, including models and data by peril, as well as a more robust showcase of our technology and services. Each page includes timely resources such as blog posts, product announcements, and reports, to keep you updated on the most relevant topics.
  • More ways to continue the conversation
    See something that sparks your imagination? Have questions about one of our products? Our new site makes it easier to contact us and share your views. We hope you find the content to be a compelling catalyst for ongoing conversations about how we can help your business, and drive the industry forward together.
  • A clear, concise view from anywhere
    The clean design and streamlined text helps you quickly access the information you need from any device. The responsive design delivers a seamless experience whether you’re viewing on your desktop, tablet, or mobile phone.

The new RMS.com also complements our client portal, RMS Owl, which provides critical business information and services, from product datasheets to customer support, and more.

This is a new beginning: We will continually add content and new functionality as we anticipate your evolving needs. We hope you’ll visit and cruise around the new site and let us know what you think!

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Your Excellent Questions On Earthquakes

Today marks the 25th anniversary of the magnitude 6.9 Loma Prieta earthquake which rocked California’s San Francisco Bay Area on October 17, 1989. To commemorate the anniversary and raise awareness about resilience against earthquakes, Dr. Robert Muir-Wood, RMS chief research officer, and Dr. Patricia Grossi, RMS senior director of global earthquake modeling, hosted a Reddit Science AMA (Ask Me Anything). They discussed a number of topics; participants expressed curiosity not just for routine details like the best immediate action in the event of a quake, but also what fault lines are at risk and the finer points of earthquake insurance. Here are just a few of the subjects they tackled in a conversation that generated close to 200 comments by Thursday afternoon – you can also read the entire Reddit thread. Is the Bay Area is better prepared [now] than for the Loma Prieta quake? What role have you (or other scientists) played in planning? Grossi: There’s been a lot of work by PG&E, BART, and other agencies to mitigate earthquake risk – as well as the new span of the Bay Bridge. In addition, the California Earthquake Authority has been encouraging mitigation – and have mitigation incentives if you retrofit your home to withstand earthquake ground shaking. Scientists can help by creating strategic plans or perform cost-benefit analyses for mitigation/retrofit. Is there a link between fracking and earthquakes? Muir-Wood: The term ‘earthquake’ can cover an enormous range of sizes of energy release. Fracking may sometimes trigger small shallow earthquakes or tremors. One day there might be a bigger earthquake nearby and people will argue over whether it was linked to the fracking. The link, however, will remain tenuous. Am I being overcharged for earthquake insurance? I was charged $1,500 a year with a 15 percent deductible. Grossi: Premiums associated with the coverage seem high (as generally double premiums here in California). However, they are based on price-based pricing. The coverage is meant to be a ‘minimum’ coverage – and provide protection for the worst-case scenario. Is Tokyo due for another big earthquake? Muir-Wood: The Big One happened beneath Tokyo in 1923, and before that a similar Big One (not quite on the same fault) occurred in 1703. The 1923 earthquake is not so likely to come around again. However, there was a M7 earthquake in 1855 that occurred right under Tokyo and may be the type of damaging earthquake we can expect. It could do a lot of damage.   Was there anything we missed you wanted to discuss? Please let us know in the comments. …

Cynthia Horiguchi
Cynthia Horiguchi
Senior Marketing Manager, RMS

Cynthia is responsible for content creation and marketing program management as a member of RMS' corporate marketing team. She focuses on creating content to help customers at each stage of the buying cycle, as well as developing marketing programs to highlight innovation at RMS – such as social innovation that helps create a safer and more resilient society. She is based in RMS' Silicon Valley headquarters and has degrees in public relations and political science from the University of Southern California.

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